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Tip of the Day

Tip of the Day Consider Dropping Collision Coverage

Consider Dropping Collision Coverage - There comes a time in ever cars life where carrying collision as part of your insurance policy is just not worth it any longer. ...

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  • Tax On Inheritance

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    People call the tax on inheritance by many names--Death tax. Estate tax. Inheritance tax. Of all the taxes, opinions on its morality and constitutionality seem to be especially voluminous. Foes of the inheritance tax say it is immoral and wrong to put a financial burden on a family that recently experienced the death of a loved one. But fans insist that death taxes are good ways to get revenue for the government because the taxes apply only to those with a lot of money. In an inheritance situation, money passes from one...

  • Debt Consolidation Loan Review

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      It seems like a large percentage of people are in trouble to some degree with paying off high interest debts.  If you fall into this category you need to realize that there is help for you.  There are many organizations that offer debt consolidation loans; however, you want to make sure that you find one with a good reputation.  There are unfortunately agencies just waiting to prey on someone’s needs and fears.  You don’t want to be one of them.  You will be glad to know that there are resources...

  • Credit Card Processing Rates

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    Credit card processing rates are the fees charged by credit card companies and the card processors every time a transaction is made. These fees are not paid by the consumer, but by the business accepting the credit card as part of the arrangement to use their services. Credit card processing rates are established as part of a contract between the business and the credit card company when it is decided that the business will allow customers to use credit cards. Since consumers with credit cards tend to spend more than those...

  • Mutual Bond Funds

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    In general mutual bond funds are bond such and the municipal, government, and corporate bonds. The one interesting aspect to these types of mutual bond funds is they remain non-taxable. These mutual funds remain non-taxable on the state level to when the investor invests within the state lived. This makes for a very good and worthwhile mutual fund investment providing the investor plans to hold on to the mutual bond funds for the purposes of long-term. The mutual bond funds are also fixed income funds, as they remain fairly docile...

  • Inflation Treasury Bonds

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    Inflation Treasury Bonds or Treasury Inflation-Protected Securities (TIPS) are bonds which provide protection against inflation. Issued by the U.S. Treasury, TIPS are inflation-indexed bonds. The Consumer Price Index (CPI) is a commonly used measurement for inflation. The CPI is not based on a general price index, but upon an estimated cost of living index--the estimated expenses of those goods and services necessary to the running of American households. Some of these necessary goods include housing, clothing, and food; one example of necessary services includes utilities. ...

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Daily Definition

Definition of the Day Take-Home Pay

Take-Home Pay – A financial term dealing with salaries, earnings from work/employers. Take-home pay is the pay that actually makes it home, once any and all deductions to your pay have been assessed and made. Also referred to as net pay. Over a period of a year, it is seen...

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