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Tip of the Day

Tip of the Day Keep Your Receipts

Keep Your Receipts - When it comes to filing, your taxes you need to make sure that all your receipts are keep in good order, just in case you happen...

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  • Deferred Share

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    Deferred Share - An issuance of stock certificate sometimes issued to key individuals within the structure of the corporation. Executives and or directors of a corporation are eligible to receive deferred shares of stock as part of a deferrable issue. The holder in this case, holds the shares not redeemable until they officially are in the employ of the corporation. This strategy involves the share issue of stock certificates locked from active trading on the stock market. Stocks issued through a corporation honored in the event of a liquidation or...

  • Government Bond Value

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    Governments issue government bonds to raise money and fund debt. When one buys a government bond, they are actually lending money to the government in return for the promise of repayment at a later date, in addition to a specified annual return rate. Bonds are also called securities. The US government currently issues EE and I bonds. (Note - HH bonds were issued up to August 31, 2004, and there are still many that have not matured.) The value of a government bond varies. EE...

  • Credit Card With Rewards

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    There are a number of different types credit cards with rewards on the market today, giving consumers a lot of different options on how to use their purchases to their advantage. Some of these credit cards with rewards translate directly into miles on airlines, while others give the consumer a laundry list of options on what to do with their reward points. American Express was one of the first credit card companies to offer credit cards with rewards. When American Express started giving points to customers that were equal to the...

  • Debt Consolidation Home Equity Loan

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    There are degrees of debt. You do not have to wait until you are in a situation where your only option is bankruptcy or foreclosure on your home. Instead, you can take action now to eliminate those problem lines of credit. With a debt consolidation home equity loan you have the option of paying off debts that are becoming unmanageable. There are words of caution we want to offer in this situation though. First, you have to be able to obtain the debt consolidation home equity loan. Second, you need...

  • Mutual Fund Top Performing

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    The mutual funds top performing choices though it may vary during the course of each business day is a monitoring item which is a quarterly record into various individuals portfolios. The final standing figures show in the annual report sent to all investors after the close of the fiscal year. Some of the mutual funds are tax free in certain instances and this helps investors with the deferment of payments until the mutual funds research indicates they are no longer performing. Many average educated investors continue to be hesitant by the...

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Daily Definition

Definition of the Day Y Shares

Y Shares These are also called institutional shares and, therefore, are highly attractive to institutional investors. The great thing about these shares is that they are pretty safe, since institutions are relatively stable, and they also do not require 12b-1 fees to be paid. The downside...

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