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Tip of the Day

Tip of the Day Save at Least 10% of Your Annual Salary for Retirement

Save at Least 10% of Your Annual Salary for Retirement - No matter what age you are, you should be thinking about your life after retirement. In order to...

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  • Gross National Product (GNP)

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    Definition: The gross national product (GNP) is similar to GDP, but also includes the income of overseas residents minus the income earned by foreign residents within the country's borders.Advice: GNP attempts to capture the total dollar value of all final goods and services produced for consumption in society during a particular time period.  GDP only calculates what's created within a country's borders, whereas GNP makes some allowances for activity created by residents outside of its borders.  ...

  • Check Companies Credit

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    Checking credit of the companies is a very important procedure of verification if a given company is reliable or not. Constant checking of credit would help customers attenuate the risk of problems that would possibly arise in the future and having an accurate business credit report gives an applicant entry to particular information needed for making financial business decisions on to what company to do business with and at what price. These are the certain information one should know about a company before doing business with them. First is the...

  • Growth and Income Fund

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    Growth and Income Fund - A type of mutual fund that is created in such a way to provide the investor increases in the portfolio?s worth and the amount of its regular payments. This type of program will often elect to keep the cap on growth small while a much larger one for income stock. Bonds may be a significant supplement on such options. With this type of plan the risk is often considered as moderate. Those who are the managers over such growth...

  • Debt Consolidation Organizations

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    Finding debt consolidation organizations is not tough.  You can type in the words debt consolidation and find thousands of results.  The tough part in obtaining debt consolidation organizations is locating a legitimate company.  One area you might concentrate on is non- profit organizations.   We all know that a non- profit organization is supposed to be altruistic. After all, they are not in the business to make money, right?  They have private funding which should make the debt solutions easier for you.  The trouble is where there is good there is usually...

  • Refinance A First And Second Mortgage

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    Refinance is a word many people are familiar with, especially homeowners. Since the mortgage crisis, there have been headlines upon headlines of home owners landing in hot water. However, if a home owner wants to refinance a first and second mortgage, all is not lost. Since interest rates are at all time lows, it is likely a good idea to refinance a first and second mortgage right now. Several factors determine when to refinance first and second mortgage. Lenders have tighter approval criteria since the mortgage crisis. The cost...

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Daily Definition

Definition of the Day 401(k)

Definition: When you get your first real job (a full-time job), this is one of the benefits you might receive.  It's named after its location in the government tax code and it allows you to save for retirement.  When you withdraw the money, it'll be tax-free.  In fact, your company...

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