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Tip of the Day

Tip of the Day Don't Use Your Credit Card for Cash Advances

Don't Use Your Credit Card for Cash Advances - We all have times where we get into a jam and need a little bit of additional money, but don't use...

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  • Employee Stock Purchase Plan

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    Employee Stock Purchase Plan - An Employee Stock Purchase Plan (also known as ESPP) Is a program in which employees of a company can purchase shares of the company stock, at a discounted price... a fair market price is established and the plad is designed so employees can purchase shares of company stock for less the the fair market value. Fair market value is established when a seller f the stock agrees to price with a willing but not desperate buyer. A price is established and the ESPP...

  • Household Auto Finance

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    Household auto finance is a finance company that deals in the offering of financial services to its clients under the best terms possible. Every individual who thinks of carrying out any transactions whether it’s the purchase of an item or the payment of any debts tries to shop around for the cheapest financial solution possible. With the recent success that the company has experienced in the line of financing, household finance has been transformed into a bank and can now offer lots of other services other than what it initially...

  • Effective Annual Rate (EAR)

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    Definition: The actual interest rate when accounting for compounding.  It is calculated as follows: EAR = [1 + (i/n)]^n - 1; where i = stated annual interest rate n = number of compounding periods Advice: The concept of EAR is crucial to understand if you carry a credit card ...

  • Market Capitalization

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    Definition: This is the total value of all of the shares of stock.  You find it by taking the number of shares and multiplying it by the price per share. TeenAnalyst Advice: This gives you an idea of how big a company is.  Market capitalizations are...

  • Online Stock Trades

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    Online stock trades are a good way to make money, if you are an investor. You can buy and sell stock from the convenience of your own home. If you are new to online stock trading, you can develop your skills as an online stock trader. After signing up with an online stock trading company, you can use the online tools to help you stay abreast with what is going on in the stock market. While dealing with trades, it is important to consider the cost...

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Daily Definition

Definition of the Day Amortization

Definition: Amortization refers to the gradual reduction of an intangible asset (such as goodwill) on the balance sheet.  It can...

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