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Tip of the Day "Fee-Only" is Your Friend

"Fee-Only" is Your Friend - Unlike financial advisors that work on a fee-base or commission-base service, "Fee Only" based advisors are the only ones legal obligated to act in your...

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Buy and Hold Investing

Buy and Hold Investing Date Added: September, 2000 By Chris Stallman  |  E-mail "A while ago I was talking to my dad about investing. He told me that I should be a buy and hold investor. What is a buy and hold investor? I...

What is Cannibalization?

What is Cannibalization? Date Added: July 19th, 2004 By Chris Stallman  |  E-mail A company I'm invested in recently reported that they're experiencing a lot of cannibalization in their stores? What does this mean and should I be concerned? Good question, ...

What is Cyclicality?

What is Cyclicality? Date Added: July 19th, 2004 By Chris Stallman  |  E-mail People on TV are always talking about "cyclicality" and I think I know what they're talking about but can you give me a brief summary? - Thanks for the question.  Cyclicality is a pretty ...

Why Do So Many Companies Incorporate in Delaware?

Why Incorporate in Delaware?Date Added: June 8th, 2005 By Chris Stallman  |  E-mail Why do so many companies incorporate in Delaware?-Mark Webb, Georgia Tech That's actually a great question because more than half of the Fortune 500 companies are incorporated in Delaware.  In fact, many companies will incorporate elsewhere and then later reincorporate in Delaware.  So what's so appealing about Delaware?  Certainly, not all of these companies are located in such a small state, so why are they incorporating their businesses there?  Well, here are five reasons:   Reason #1: It's Cheap The costs to incorporate in Delaware are some of the cheapest in the country. ...

What is a FICO Score?

What is a FICO Score?Date Added: March 28th, 2006 By Chris Stallman  |  E-mail "I was recently told by a friend that credit scores are important and that my "FICO" score can determine if I get an apartment or not.  Is this true?  And what determines what my score will be?"  - Cayna (Plymouth, ...

How Do I Research a Stock

How Do I Research a Stock? Date Added: June 8th, 2005 By Chris Stallman  |  E-mail I don't have a whole lot of time to follow the stock market.  So what...

What is a Reverse/Forward Stock Split?

What is a Reverse/Forward Split? >Date Added: March 28th, 2006 By Chris Stallman | E-mail "A company I recently invested in had a reverse/forward split and they gave me all of my money back.  What did this mean?"  - Marcus (East Lansing, ...

Reading Stock Quotes

Reading Stock Quotes Date Added: June, 2001   By Chris Stallman  |  E-mail   "Hi, I am a young investor. I've been looking around on the Internet a few stocks that I have heard of such as Disney and Nike. But I don't understand what all this confusing information is. Can you help me?" Our Response: Absolutely...of course we can help. We would like to commend you on your decision to start investing at such a young age and we're glad that we can help you. I'm sure most people feel confused when they read a stock quote for the first time but once you get the hang...

When Should I Start Applying For Colleges?

When Should I Start? Date Added: May 1st, 2004 By Chris Stallman  |  E-mail "Hey, I'm 17 and about to start college in the fall.  I'm paying my way through college with scholarships so should I invest the money I had saved?  Or should I...

Why Do Some Companies Pay Dividends?

Why Pay Dividends? Date Added: July 19th, 2004 By Chris Stallman  |  E-mail Why do some companies pay dividends and others don't? -Jill K., Idaho That's a great question, Jill.  As you probably know, investors can earn a ...

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Definition of the Day Amortized Value

Amortized Value - The amortized value of any stock exchange security, which is determined by the process of amortization. Amortization is understood to mean the gradual depletion of a liability from the company's portfolio, such as a mortgage, loan, or lien against the company's property. The reduction of the liability...

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