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Tip of the Day Keep at Lease Three Month's Worth of Living Expenses in a Savings Account or High-Yield Money Market Account

Keep at Lease Three Month's Worth of Living Expenses in a Savings Account or High-Yield Money Market Account - Because we need to rely on our emergency funds during time...

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Sample Business Proposal For A Small Bar

Q:I am looking to see how to generate a new business proposal would love to have a sample to look at.

A:Depends who you are proposing to. Banks, venture capitalists, investers, partners, government offshoots all look for different things. I once gave a bank manager a costed, timed marketing plan for a project and got back a "not in the format we require" letter. Sent back the figures on a cashflow form, he was like a child in a sand pit, though the cashflow was a lot less informative than the cashflow forecast. Try not to fall into the: "no need to worry about funds to pay Paul as Peter will pay in time to cover Paul's bill" trap. The banks encourage this tightrope thinking and I believe are responsible for a lot of problems.

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Definition of the Day Zero-coupon Bond

Definition: A bond that doesn't pay interest but is sold at a deep discount.  The investor profits from the bond going up in value (kind of like ...

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