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Tip of the Day Keep at Lease Three Month's Worth of Living Expenses in a Savings Account or High-Yield Money Market Account

Keep at Lease Three Month's Worth of Living Expenses in a Savings Account or High-Yield Money Market Account - Because we need to rely on our emergency funds during time...

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Amortization Bond Calculator

This particular calculator will do the work for you saving hours off of an already very busy day. Amortization refers to the gradual reductions of all intangible assets and transfiguring a dollar value to each and every item listed. Many businesses and stockbrokers too will utilize this for any and all equipment that is independent of personal lives to reduce the Federal tax burden.

What is interesting about amortization is that the individual can, in the case of stocks and bonds, write off either in whole or in part equipment and all else that is involved with the daily trading day of that investor. Mostly though, it pertains to all new equipment such as a computer, mini-computer, printer, paper, ink, wear and tear, and all else that pertains to the business operation of being a professional stockbroker.

Some investors will chose to take a portion each year over a five-year period while others will deduct the entire cost in one lump sum and both ways are permissible as long as the investor keeps track. When an individual makes a debt payment of any kind this is a recordable event that is part principal and part interest.

An easier way to keep track of all the principal and interest payments made throughout the course of the year is with an electronic calculator. Life just keeps getting easier and easier with all the wonderful electronic gadgets. These are basic hand held calculators, which is adaptable to any computer for easier viewing. These hand held calculators do have a good size-viewing window and the information is transferrable over to the laptop for easier storage through any of the USB ports.

Most of the amortization calculators are very powerful with easy to use software. Complete with a printable and savable calculator tape along with powerful financial functions. It contains unit conversions, date and time calculations, and product pricing functions, and floating fixed-point decimals. These amortization calculators also come equipped with a multiple memory value, totals, grand totals, item counts, constants, and so much more.

This is one very valuable tool for all investors to have as it offers so much and will save so much time out of very busy days. The individual investor will truly enjoy having one of these hand held amortization calculators in the pocket, as they are so much easier to carry around instead of a laptop.

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Definition of the Day Zero-coupon Bond

Definition: A bond that doesn't pay interest but is sold at a deep discount.  The investor profits from the bond going up in value (kind of like ...

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