Find Value Of Savings Bonds

There is an easy way to find the value of savings bonds. If you own a savings bond, you can calculate the value of your bond with a bond calculator. Just go to Treasury Direct and you will see a calculator. On the left hand corner of the calculator at the tip you enter the date in the "value as of" box. On the left hand corner of the bottom there is a dropdown box. Enter the type of bond you have in the dropdown box; you will see EE, I, E and savings notes to click on. Toward the center of the bond calculator you need to enter the denomination of the bond, and in the next box you add the serial number. On the right hand side you will need to enter the date the bond was issued to you. When you have plugged in the information, just click on "calculate" and you will be given the value of your bond. If you have any problems with the calculator, you can click on help to read how to do it.

You can also find the value of your savings bonds, at any time, with a savings bonds wizard. With the wizard, you can find the redemption value of your bonds, and calculate the interest your bonds have earned. Besides finding the value of your bonds, you can use the wizard to track all your cashed and exchanged bonds. The wizard will also make little notes when your bonds are matured, so that you always be aware of the status of your savings bonds.

If you are good with math, or good with a calculator, you can find the value of your savings bonds. If you bought a Series I Bond or a Series EE bond the formulas are different. The formula for the I Bond is much more complex because it has a component for the inflation rate. Bonds are not a get rich quick kind of investment, but they are a very safe investment. If you buy a Series EE bond, you pay half the face value for a paper bond. At maturity the bond will be worth twice what you paid for it plus the annual interest that accrued. You will pay face value for the same bond online, and the bond will be worth twice what you paid for it at maturity plus interest. Series I Bonds are bought at face value, and you get paid twice the value plus the interest that has accrued.