Home     About Us    Contact Us     Contribute     Privacy
Mutual Funds
Related Articles
Related Definitions
Related Categories
Tip of the Day

Tip of the Day Your Career Is Your Most Valuable Asset

Your Career Is Your Most Valuable Asset - Building a career should take the highest precedent in your life. You will never have another investment that can...

read entire tip

Related Podcasts
Recently Added
Other Great Sites

Interest Rate I Bonds

I Savings Bonds are popular with investors. This is because they offer safety, flexibility and financial advantages.

They earn interest from the first day of their issue month, which means that they start earning you money immediately. They can be redeemed at any time after a 12-month minimum holding period. This means that you are not obliged to make a long-term commitment. You can hold on to them for as short or long a time period as you want.

I Bonds are sold at face value. This means that you pay $100 for a $100 I Bond. This will then grow in value with inflation-indexed earnings for up to 30 years.

The I Bonds earning rate is a combination of two rates. There's the fixed rate which remains the same for the life of the bond and there is also the inflation rate. This is combined with the fixed rate to determine the earning rate of the bond every six months. This interest is added to the bond monthly and is paid when you redeem the bond.

Some of you may be wondering about what happens if the economy enters a deflationary state. If the variable rate of I Savings Bonds drops to zero or below, the fixed rate off-sets the negative until it hits zero. This is because I Savings Bonds are guaranteed never to drop below zero. They never lose interest or value.

For example, if your I Savings Bond has a fixed rate of 1.5% and the current variable rate is 2%, your I Bond will earn 0% - never below that amount.

Fortunately, our economies never deflate for too long and in the long term, your I Savings Bond will make you money. You can redeem the bond at any time from one year after the date of issue to thirty years later. If you redeem I Bonds before they are five years old, you will forfeit the previous three months' interest but after five years, there is no penalty to be paid.

To cash in an I Savings Bond, all you need to do is to bring it down to your local bank. It may be worth calling them in advance as some banks may not handle the cashing in of particular I Savings Bonds.

Discuss It!

bestdissertation scam said:

It grabs firm process also dedication for your duty to be termed as the usessay.chic. We get worked on this duty for the terminal trinity years studying besides upgrading our experiences. We do nevertheless prize the tier.

essayontime opinion said:

Your blog is mostly a centre about making adventure! I have to fall into essayontime opinion. For even though there may some money on it, I have to achieve it for those interest in together with as Now i'm capable at making.

VIP Printing said:

This really which means delightful not to mention original. I just absolutely adore typically the styles not to mention anyone who will become it again in your mailing could be cheerful.

shakti prash in Pakistan said:

What are the health benefits of potato juice? There are many health benefits of potato juice which we will share to you these days.

PHP Meets HTML PHP Project Help said:

PHP Meets HTML PHP Help, PHP Assignment & Homework Help, Matlab Project Help ... With your first PHP script under your belt, you've made some real progress. But that PHP script might not have been what you expected.

http://allaboutmydogs.com/ said:

The use of them over the years and more advancement is expected in the coming years.

anabolic steroids online said:

You can buy products and services on the web order simply, just sitting at your home with a simple click of mouse.||| said:

There are many health benefits of potato juice which we will share to you these days.

transfer from ataturk airport to istanbul said:

I like how you think and the way you represent your views in this article.

look here said:

This is because they offer safety, flexibility and financial advantages.

instagram like bot said:

. Offering quality, actual Instagram followers and likes by way of our online bot or.

Jesika said:

Jesika goa escort , call girls , independent girls , Collge Girls , Party Girls , Massage Parlour online in Goa. <a href="http://www.jesikagoaescort.com/" class="style3">Russian Independent Escorts in Goa</a>

192.168.l.254 said:

Your work is very good and I appreciate you and hopping for some more informative posts. Thank you for sharing great information to us.

ford car covers said:

The information here is brilliantly written. The font used to display that information is top notch as well.

free walking tour stockholm said:

You will forfeit the previous three months' interest but after five years, there is no penalty to be paid.

how to get more followers on instagram | get likes on instagram said:

You can likewise acquire cash with your photographs and this would give you colossal fulfillment to win from a calling you adore.

mini cooper s car covers said:

This blog is so important. A present for the blog readers.

seo specialists said:

In the world of blog writing, this blog truly deserves to be called the best.

Most Popular Articles
Most Popular Definitions
Daily Definition

Definition of the Day Minority Ownership

Minority Ownership - Minority Ownership is less than fifty percent ownership of a corporation voting stock, or not enough ownership to control the company operations. From a purely accounting point of view, parent company which owns less than one hundred percent, but more than fifty percent of a subsidiary presents...

read entire definition




Home     About Us    Contact Us     Contribute     Sitemap


Copyright © 2009 TeenAnalyst.com