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Tip of the Day Be Wary of Mutual Funds

Be Wary of Mutual Funds - Mutual funds for years have been a safe investment option if you are going to invest your money, but lately these investments are not...

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Savings Bonds Worth

For those looking to invest long term, savings bonds can present a safe and secure option. Savings bonds offer the security of government backing and the added bonus of interest payments twice per year. Trading bonds has become a lucrative way to make money. Should you ever wish to trade or sell your bond to another investor, you will need to know the savings bond's worth.

Even though the bond may not be set to mature for some time, you may want to know what the current value of the bond is. Depending on the value some find it financially feasible to cash their bonds in early or sell them on to another investor. One method of finding out is simply taking the bond to the bank and asking them. They can usually find out in a matter of minutes the exact value of your bond.

If you have a computer then you simply need to log onto the treasury direct site at www.savingsbonds.gov/BC/SBCprice. You will be asked to enter the date. If you want to know their current values then enter the current month and year. You can also get an estimate of what the bond will be worth in 6 months time by entering the appropriate date. This is handy information should you want to trade or sell your bond at a future date.

Once you're logged into the site it is simply a matter of entering the right numbers. Everything should be located in the upper right hand corner of your bond. After you enter the series number they will ask for the denomination. Typically individual bonds range in value from 10-10,000 dollars. Finally you need to enter the bond serial number and the issue date. Once all of the information has been entered simply hit calculate. After a few seconds you should know the current value of your bond.

Knowing the current value of your bond can help bring a sense of security and piece of mind. It can also help you decide if you should keep the bond and the money tied up in it or cash it in and roll the money over into another investment option. If you fancy trading or selling the bond, knowing its current value and likely future value can help you get the price you want. Whatever the reason, it is now easy to gain an accurate idea of what your savings bonds are currently worth and what they will likely be worth in the future.

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Definition of the Day Heterogeneous

Heterogeneous – Heterogeneous is a broad term that refers to individuals, items, companies, industries, etc. that are dissimilar from each other while still pertaining to a larger whole.  The opposite of heterogeneous is homogeneous, which encompasses similar objects within a group.  Outside of economics and business, heterogeneous can also be...

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