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  Understanding Your
Benefits By Chris Stallman
| E-mail A lot of people see their salary as the only real benefit to working at their job. But that's not true. In attempts to keep their employees happy, companies throw in a number of different perks to working there. But it's up to you to understand and take advantage of them. The first
major perk is a paid vacation. When you're looking for a job,
it's always nice to work for a company who will give you paid
vacations. This allows you to take a well-deserved break from work
and enjoy yourself while still getting paid for it. Many companies
will also give you a few paid holidays and a few sick days in case
you come down with the flu or something and can't work. The biggest benefit that I can think of that comes with working full-time is the ability to take part in the company's profit-sharing plan (aka 401(k)). Believe it or not, if you contribute money to a retirement account and invest it, the company will usually match the savings 50% or 100%. What this means is that if you contribute $100 into an investment account, your company will put in another $50 or $100. Your 401(k) plan can help you pay for all of your retirement if you stick with it long enough. This is really something you can't afford not to do because you're getting free money by saving your own. So when it comes time to getting your first full-time job, be sure to check out their benefits package. And if you are already working full-time and haven't taken the time to research your company's package, ask your boss to see a copy. And remember to start taking advantage of your company's retirement plan as early as possible. Good luck.
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