To help consumers get a handle on their expenses, especially those that were charged to credit cards, banks and other financial institutions offer 0% interest Credit Cards for a 12 Month period.
Whether you are living in the United States, Canada, the United Kingdom and beyond, most financial institutions offer the same credit card deals.
The most popular 0% interest Credit Cards for a 12 Month period are: Capital One, Discover, MasterCard and Visa. Individual financial institutions offer great deals but consumers must check out each to compare to with other organizations.
Capital One "Cash Back Platinum MasterCard" offers 0% interest 12 month introductory rate with no annual fee. This card gives the consumer advantages with fraud protection, "No Hassle Rewards", receive a check or credit to statement and an easy way to pay for purchases.
Long before credit card companies began to entice consumers with great credit card offers, Discover has been the long-time leader for offering 0% interest for 12 months to consumers.
Discover has a wide variety of programs that give consumers the opportunities to utilize cash back "bonuses" for almost anything, no worry about accumulated frequent flier miles disappearing into thin air and no interest on balance transfers for 12 months.
Depending on what retailer or organization has made a deal with, MasterCard and Visa offer several different credit cards with 0% interest for 12 months to meet any individual's financial needs. For example, MasterCard and Visa linked cards to hotels and airlines accumulate points to be redeemed anywhere around the world. So when you buying the groceries at the local food market, you can be saving away for that much needed and well deserved vacation. Most of the cards have a little or no annual fee tacked on, excellent 0% interest introductory rate for the 12 months as well as no interest for 12 months on balance transfers. Consumers can enjoy the benefits of fraud and liability protection, access to their accounts 24 hours/7 days a week whether on the phone or via online, and the ability to have a "paperless" statement of transactions.