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Tip of the Day If You Don't Understand How An Investment Works, Don't Buy It

If You Don't Understand How An Investment Works, Don't Buy It - One of the most common mistakes made by people is buying things that they don't understand, and that...

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0 Credit Cards Transfer

When groaning under the weight of debts, it can be of great relief to find a credit card that performs your transactions at no interest at all. Such a situation can make your debt repayment more comfortable. At times you may find yourself in the possession of more than one credit card depending on circumstances that may have been beyond your control. If one card runs out of liquidity and you opt to shift to another the disturbing truth is that the debt on the other card does not just disappear because you have stopped using it

Many credit card users find themselves in this situation without pausing to think of it until they realize that the interests have become too much and they are juggling in between troubled credit card debts. The use of zero transfer credit cards can never be timelier for such individuals. Credit cards that offer transfer services at no interest at all. If they also provide an introductory period at no interest, then this is the golden opportunity for a troubled credit card holder to make the shift and to consolidate all his debts into one credit card that guarantees no interest on his transfers.

Advantages of 0 credit cards transfer

By doing this, the card holder will be opening a new chapter in his credit card transactions that could help in renewing his credit reports and scores. Good credit scores will automatically improve his chances of getting better deals on any future credit card applications. Consolidating all your credit card debts intone card that charges good interest rates not only makes it simpler to repay your debts but also saves you from the hassles of having to maintain all the credit card accounts as you only have to deal with one card. Forgetting to settle your payments for a single card is almost impossible.

Disadvantages of 0 credit cards transfer

As much as the 0 credit cards transfer may work wonders in your credit card debt management, it has just but one outstanding shortcoming. Imagine having just a single credit card and then for some un-avoidable reason, it fails to work, it could be very devastating as you might find yourself stuck in an awkward place with nothing to fallback to. To avoid this scenario, it is advisable to try and maintain at least one extra credit card just in case the worst happens.

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Definition of the Day Non-Callable

Non-Callable - Non-Callable is the bond or the preferred stock, preference share, redeemed by the issuer before its maturity date, or a date specified in the bond indenture or share prospectus, only on the payment of a penalty. Such call fortifications safeguards the holder from loss of interest income caused...

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