You might believe that a history of bad credit might be the end of you dream to own a motorcycle, but that is not necessarily true. Bad credit motorcycle loans are not only possible, even if you have had a bankruptcy. There are a number of things to consider in before a lender will qualify you.
Most lenders will look for the following qualifications as a rule of thumb. First you must be at least 18 years or older. If you have had a bankruptcy, it should be discharged for 8 years. Lenders require an income, typically at least $295 or more per week. Also, you must have a valid Social Security Number, and have been employed for at least 9 months at your current job.
A word of caution; don't be too hasty in your quest for a bad credit motorcycle loan. Too often an applicant makes the mistake of rushing into a loan thinking that they should grab at it, fearing they might not qualify anywhere else. This is a poor mistake, as it may result in high fees, and sometime inferior products. An applicant can end up paying for a lot more motorcycle than it's worth. Be wary of extra fees for documents, and needless extended warranties. Some costs are necessary, such as insurance, but understand that you may have options and you should take the time to check them.
Even though bad credit motorcycle loans are not as easy to obtain as good credit loans, but if you go directly to the lender and avoid third party loans, you stand a better chance of obtaining the loan. If you are a member of a credit union, check with them first. If not, find out which credit unions offer bad credit motorcycle loans and see if you can join.
Another option is online motorcycle lenders. In any case your best bet is to deal directly with the lender and avoid the middle man. Going directly to the lender for bad credit motorcycle loans is typically a better idea for you in the long run.