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Tip of the Day

Tip of the Day Invest for the Long-Term

Invest for the Long-Term - Investing is a high-risk proposition unless it is to be done over a long-term. Due to the nature of the industry, there is no...

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Best Secured Credit Card

When a smart consumer starts looking for a new secured credit card, they want the best secured credit card they can get. While some credit card offers may look appealing at first, there is a chance that a short-term offer may not turn into long-term appeal. Finding the best secured credit card can save a consumer a lot of money in interest rates and help them rebuild their credit faster.

There are number of ways to find the best secured credit card. One way is to find out the size of the credit line the card company will offer and how much money you will be required to hold in the collateral account in order to keep the card active. The interest rate charged will also help the consumer decide on which is the best secured credit card for them.

There are number of industry-related Web sites online that judge the pros and cons of secured credit cards, which can help a consumer decide which one is the best secured credit cards. Some sites lump credit cards together by their interest rates and allow the consumer to not only judge them by their rates, but the amount of collateral needed to obtain the card.

The place to find the best secured credit card may be through a credit union. Some credit unions will provide members with secured credit cards at reduced interest rates, helping them improve their credit while paying less in the process. Some will also be willing to waive their annual fees on the credit card, another highly appealing point.

Sometimes determining the best secured credit card depends on the stability of the lender offering it. Some banks, desperate for business, will offer secure credit cards but will be sold or fail, leaving the consumer in a position where the new company may cancel their card or without a bank to support them. Ensuring the bank is stable and can be part of a productive relationship will help a consumer make their ultimate decision.

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Definition of the Day Delivery Option

Delivery Option - A feature added to future contracts predetermining the short position of timing, quantity, location and quality of any commodity reflected in the delivery notice. A delivery option provided a huge amount of flexibility for the individual making the delivery of underlying commodities,...

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