Home     About Us    Contact Us     Contribute     Privacy
Investing
Stocks
Bonds
Mutual Funds
Biz
Credit
Career
College
Economics
Tax
More
 
 
Marketplace
Related Articles
Related Definitions
Related Categories
Tip of the Day

Tip of the Day Have An Emergency Fund

Have An Emergency Fund - In life, things happen that we don't expect, car breaks down or an appliance dies, and unless you have an emergency fund tucked away you...

read entire tip

Recently Added
Other Great Sites
 

Credit Agency Rating

Credit Rating Agency is an organization which specialises in the task of alloting a credit rating to companies, governments and non-profit organizations who issue debt instruments. Sometimes the rating is given to the instrument itself. The rating is based on the creditworthiness of the issuer and this rating will have an impact on the price or interest rate of that particular debt instrument or security. Credit bureaus differ from credit rating agencies, as the former only provides a credit report and credit rating on an individual from the data which is reported to it.

A credit agency rating is very useful to investors as it gives them a basis to form a decision on investing among different options available. As the rating is independent it gives the investor a measuring tool to gauge the credit risk involved in an investment. The credit agency rating can also boost the confidence of the investors in a falling market and revive the economy. An increased confidence tends to lower the cost for both the lenders and borrowers, and increases the availability of risk capital in a market, which can form the main factor behind sustainable growth. Credit agency rating also gives a chance to companies who are just starting to find a good investor base and also for certain universities, hospitals and small governments to have a share of the capital market.

Although there are many advantages, still many people have questioned the efficacy of a credit agency rating, particularly after the present financial crisis. There is a general opinion that many of these agencies cannot give an impartial ratings as they have vested interests and due to the conflict of interests the rating always suffers. One classic example is the sub-prime crisis, where it was felt that certain credit rating agencies had colluded with lenders of sub-prime mortgage and given excellent ratings which were not actually deserved. Basically the credit rating agencies did not warn the public of certain malpractices and there was no unprejudiced assessment of the debt instruments.

Another glaring example is the case of Enron which was given an investment grade rating by Standard & Poor's and Moody's the two best credit rating agencies. Just three days after the rating was awarded, Enron went bankrupt.

These debacles and unfair practises have eroded the confidence of many investors in credit agency ratings and this has caused much damage in the market. Investing and capital markets can suffer a huge blow if steps are not taken to restore the confidence of the public in Credit Rating Agencies.

Discuss It!
1 2 >

quickbooks technical support
said:

Greetings! This particular post is very helpful ! Thanks a lot for sharing!

https://www.tvseasonspoilers.com/anime/sword-art-online-season-3-sao/ said:

thanks for the information..!!

Sword Art Online Season 3 said:

Amazing work..keep it up..

Happy New Year 2018 Greetings said:

Happy New Year 2018 Wallpapers, Wishes, Pictures, E-Cards. Share the new year sms, messages,quotes with your friends and family

write my essay cheap said:

The rules for banks are changing quit often. Local news papers are always sharing the new updates on hike of taxes . I think that government should think for the normal people and then increase the taxes by the limits.

Happy New Year 2018 Images said:

While we are almost half way through 2017, the wait and eagerness of welcoming the year 2018 are incomparable to anything else since it is not only about starting a new year

New year 2018 quotes said:

i Just want to say thanks to all my friends that they celebrate new year just for me. thanks admin for such a nice stuff

Diwali Images said:

thanks for this article.

Happy New year 2018 Images said:

celebrate this festival with us.

ntts said:

In a matter of seconds you affect it to supervise for me to oversee and welcome the concept.

26 January Speech said:

nice article

Black Friday and Cyber Monday sales 2017 said:

Black Friday and Cyber Monday sales 2017 https://bestcybermondaydeals2017.blogspot.com/ https://blackfriday17.livejournal.com/288.html/ https://blackfridaycybermonday.jimdosite.com/ https://sites.google.com/view/theblackfridaycybermondaydeals/ https://www.academia.edu/34980495/Black_friday_cyber_monday_online_deals https://electionresultss20.wixsite.com/blackfridaycyber/blank-6/2017/10/28/Topic-Reviews-Publish-Black-Friday-Cyber-Monday-2017-Predictions-1 https://blackfriday17.livejournal.com/288.htmlhttps://bestcybermondayblackfridaydeals.wordpress.com/

manabadi 10th class hall tickets 2018 said:

This is genuinely an incredible investigated for me. I have bookmarked it and I am imagining exploring new articles.

phenq before and after said:

I am going to bookmark your site and keep up checking for gleaming new information. Sensational tips and clear.

Madden NFL 18 Guide said:

I have bookmarked it and I am requital examining new articles.Thankful to you for giving me this and I may require more things like this.

sarkar said:

<a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">FCI Recruitment</a> <a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">FCI Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/fci-recruitment-2017-40-watchman/">Food Corporation of India Recruitment</a> <a href="https://www.sarkarijobsexam.com/nit-jamshedpur-recruitment-2017/">NIT Jamshedpur Recruitment</a> <a href="https://www.sarkarijobsexam.com/nit-jamshedpur-recruitment-2017/">Nit Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/uksssc-recruitment-2017/">UKSSSC Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/uksssc-recruitment-2017/">UKSSSC Recruitment</a> <a href="https://www.sarkarijobsexam.com/graduate-pharmacy-aptitude-test-2018/">Graduate Pharmacy Aptitude Test</a> <a href="https://www.sarkarijobsexam.com/jnu-engineering-entrance-exam-2018/">Jawaharlal Nehru University Engineering Entrance Exam</a> <a href="https://www.sarkarijobsexam.com/jnu-engineering-entrance-exam-2018/">Jawaharlal Nehru University Engineering Entrance Exam 2018</a> <a href="https://www.sarkarijobsexam.com/upsc-recruitment-2017-for-engineers/">UPSC Recruitment 2017 for Engineers</a> <a href="https://www.sarkarijobsexam.com/upsc-recruitment-2017-for-engineers/">UPSC Recruitment 2017 </a> <a href="https://www.sarkarijobsexam.com/uppcl-junior-engineer-recuirtment-2017/">UPPCL Jobs 2017</a> <a href="https://www.sarkarijobsexam.com/uppcl-junior-engineer-recuirtment-2017/">UPPCL Jobs</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment 2018</a> <a href="https://www.sarkarijobsexam.com/ssc-recruitment-2018-je/">SSC Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/rajasthan-police-recruitment-5390-constable-post/">Rajasthan Police Recruitment</a> <a href="https://www.sarkarijobsexam.com/rajasthan-police-recruitment-5390-constable-post/">Rajasthan Police Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/bihar-police-recruitment-2017-sub-inspector/">Bihar Police Recruitment</a> <a href="https://www.sarkarijobsexam.com/bihar-police-recruitment-2017-sub-inspector/">Bihar Police Recruitment 2017</a> <a href="https://www.sarkarijobsexam.com/ssc-je-syllabus-2017-exam-patter/">SSC JE Syllabus</a> <a href="https://www.sarkarijobsexam.com/">Recruitment</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc result</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc result 2017</a> <a href="https://www.sarkarijobsexam.com/ccc-result/">ccc results</a>

Happy New year 2018 Images said:

Thanks.

Republic Day Speech said:

Nice

terrariumtvapkk said:

<a href="https://terrariumtvapkk.com/">terrariumtv</a> Terrarium TV is not available directly for Android from Play Store.So you need to download the files from the third party trusted sources.Remember, You have to download at your own risk.

terrariumtvapkk said:

<a href="https://terrariumtvapkk.com/">terrariumtv</a> Terrarium TV is not available directly for Android from Play Store.So you need to download the files from the third party trusted sources.Remember, You have to download at your own risk.

Most Popular Articles
Most Popular Definitions
 
Daily Definition

Definition of the Day Claim Dilution

Claim Dilution - a claim dilution is a decrease in the likelihood that one or more parties in a contract will be repaid in full.  A dilution is a change on earnings per share of a stock, and a claim dilution may occur if the following happens. A company adds...

read entire definition

 
 

 

 

Home     About Us    Contact Us     Contribute     Sitemap

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Copyright © 2009 TeenAnalyst.com