Capitol one is one of America's leading credit card providers. Capital one credit card comes in different categories to suite different groups of people. The card serves people across the board ranging from students to business owners and even people with poor credit scores.
Credit card capitol one for beginners
For beginners such as students who have never had credit cards before, it is advisable to go for the capital one platinum as it helps you to develop your credit score gradually. There is also the "New to credit" card from capital one which is best for people who have less then three years of credit card usage
Features of capitol one credit card
Most important to note is the fact that capital one credit card is a zero APR card. This implies that you can have a free introductory period of six months within which you will not be charged any interests on a capital one credit card. The no interest six months can go along way in helping you familiarize your self with credit card transactions if you are a new user. Besides the six months interest free period, capital one credit cards also have rewards programs. For business persons who travel much, there is an airlines miles rewards program. This means that for every journey you take, there are bonuses on the miles covered as long as you paid for the journey using a capital one credit card. The accumulated miles may soon guarantee you a free ticket to a destination equivalent to the number of miles earned in your bonuses.
Other bonuses for ordinary people come in form of retail discounts and percentage returns on purchase of certain item. By purchasing gas and grocery items using capital one credit cards you are entitled to a 3%return. The "No Hassle Cash Rewards" card from capital one guarantee reliability as they have the lowest interest rates in the market.
Advantages of capitol one credit card
Capital one credit cards have several advantages ranging from low interest rates to the free six months interest free service. Capital one is also linked to other credit cards a factor that will enable capital one credit card holders to transfer funds from credit cards such as Master card, American Express, Visa and Discover. The several rewards offered on capital one credit cards is another major advantage as ever body likes to have some bonuses. A good way to clear your outstanding debts is to pay for them during the first six months of your capital one credit card since they will not attract any interests. This can be very advantageous for any body that might have accrued some debts over the past few months.