Home     About Us    Contact Us     Contribute     Privacy
Investing
Stocks
Bonds
Mutual Funds
Biz
Credit
Career
College
Economics
Tax
More
 
 
Marketplace
Related Articles
Related Categories
Tip of the Day

Tip of the Day Your Career Is Your Most Valuable Asset

Your Career Is Your Most Valuable Asset - Building a career should take the highest precedent in your life. You will never have another investment that can...

read entire tip

Recently Added
Other Great Sites
 

Credit Card Rate Comparison

When a smart consumer starts looking for a new credit card, the first thing they do is do a credit card rate compairson. While some credit card offers may look appealing at first, there is a chance that a short-term offer may not turn into long-term appeal. Doing a credit card rate comparison can save a consumer a lot of money in interest rates and fees over time.

There are number of ways to do a credit card rate comparison. The oldest method, and one that is still frequently used, is to look the interest rates up in business-related publications. Many of these newspapers or magazines have interest rate information for major cards in them, allowing the consumer to compare credit card rates by lender, by card or by bank. The rates can be compared by credit score or the base amount that the credit card is charging over the annual percentage rate (APR).

There are number of industry-related Web sites online that also do a credit card rate comparison and do so on a daily basis. Some sites lump credit cards together by their interest rates and allow the consumer to not only judge them by their rates, but the type of credit needed to get such a card. In this case, the consumer can not only do a credit card rate comparison, but make a decision on what type of card they can actually realistically obtain.

Doing a credit card rate comparison may require more than just looking at the basic interest rate. In many cases, the cards have an introductory interest rate, which may be extremely low for a certain period of time. It may be a good idea to review those rates and the times those rates are in effect before making a decision on which card to apply for. If the consumer is interested in transferring a credit card balance from one card to another, checking on the balance transfer interest rates may be of particular interest. All of these interest rates, as well as the cost of obtaining a credit card (in terms of yearly fees and minimum payments) can be found online.

Discuss It!
Most Popular Articles
Most Popular Definitions
 
Daily Definition

Definition of the Day Minority Ownership

Minority Ownership - Minority Ownership is less than fifty percent ownership of a corporation voting stock, or not enough ownership to control the company operations. From a purely accounting point of view, parent company which owns less than one hundred percent, but more than fifty percent of a subsidiary presents...

read entire definition

 
 

 

 

Home     About Us    Contact Us     Contribute     Sitemap

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Copyright © 2009 TeenAnalyst.com