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Tip of the Day Refinance Your Mortgage if You Can Cut At Least One Point

Refinance Your Mortgage if You Can Cut At Least One Point - Refinancing a mortgage only makes good sense if you are going to save more than 1% on the...

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    Credit Report Score Free

    Credit report and scores are a very integral part of our daily business circles. The two simply define our ability to do business by telling on how viable we are for credit which is an important aspect in the day to day running of any business or even personal life. It is automatic that each individual is entitled to at least one free credit report and score from each of the consumer reporting companies within twelve months.

    Whether you are eligible to any more free report and score will depend on a variety of other factors. Getting the free reports always call for an application from the credit card holder. There are however some situations under which a person or company may be eligible to receive any extra reports from the consumer reporting companies. These situations may vary ranging from a case of consumer reporting company giving false information about your reports to a scenario of some body constituting legal proceedings out of matters pertaining to your credit report or score.

    Legal proceedings

    If an individual happens to fall victim of a court case out of matters concerning finance, he/she will automatically be eligible to receive the credit score or report free of charge as the reports play a very significant role in the presentation of evidence in such matters. If on the other hand you also happen to have a situation where you are required to seek legal redress on matters pertaining to information that may have been issued to the consumer reporting companies regarding your financial status. You will qualify for a free credit score report.

    Other special cases and needs

    There are special cases as well other than legal matters that maybe granted free extra credit reports and scores. These include persons living on welfare. Such persons are entitled to extra credit reports per year owing to their status. Other cases that may be eligible for similar free reports are persons who may have been jobless for some time and have every intention of seeking and finding a job within the next six months. This is necessary because they may need to prepare themselves for any challenge regarding their financial reports if they may be obligated to present such information to their potential employer.

    Other specific conditions may be available too however, it is important to note that you can always get an extra copy of your credit scores and report at a small fee from all the three credit bureaus by submitting an application together wit the payment. The reports may take about seven days to get to you once the payment and applications are submitted.

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    Definition of the Day Unemployment

    Definition: A carefully-watched economic indicator representing the percent of the labor force that's actively seeking employment. TeenAnalyst Advice: The unemployment rate is a sign of how the economy has been doing.  But it's a lagging indicator, meaning it only confirms what's been going on.  It can't predict the future.Historically, the unemployment...

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