Disney Credit Cards

One of the most popular vacation destinations in the United States are the Disney resorts, Disney World in Florida and Disneyland in California. In order for parents (or those who are young at heart) to get to Fantasyland or Disney-themed products faster, a number of credit card companies offer Disney Credit Cards.

Disney credit cards are the result of alliances between the Walt Disney Corporation and credit card companies like Visa and Mastercard. The credit card companies pay a rather substantial licensing fee for the use of the Disney name, logo and characters, and in return can establish rewards programs that pay off in lower prices at Disney resorts and discounts at Disney stores across the country.

In order to get Disney credit cards, a consumer must look closely. Unless they are lucky enough to receive an application for one in the mail, the consumer will likely have to go to a Disney store or surf the World Wide Web for companies that offer Disney credit cards. Some of the Disney credit cards have higher acceptance standards than other generic credit cards, but their rewards programs are unique.

With Disney credit cards, every dollar spent by the consumer can be directly redeemed on Disney-related merchandise or on tickets to the Disney resorts. The merchandise can be purchased online or at one of the Disney stores. When enough money has been spent using the card (and the total has been paid by the user), the rewards points can also translate into free tickets to Disneyland and Disney World. In most cases, one dollar equals one reward point, though certain deals offered by Disney or the credit card companies can translate into greater reward points being accrued for each dollar spent.

Disney credit cards applications can also be found on Disney-related Web sites, though they may not be as easy to find as they might be on the sites belonging to credit card companies. Applications for Disney credit cards can also be found at the amusement parks themselves, even though the reward points would have to wait to be used on the next trip.