A credit report will contain all the information in relation to your credit including other personal matters pertaining to where you live, or whether you were arrested or charged with a felony at any time or under litigation at any stage. It will also show whether you are bankrupt as well. In general, consumer reports bureaus transfer your credit details to those who seek this information when you request a service such as insurance, employment, credit related maters or businesses derived from them. It is the basis of knowing the sort of person you are and by which they depend on to decide whether you are sound enough to pass a loan, rent a home, or the granting of credits.
Every citizen of the United States is eligible to have a free of charge credit report annually and check whether their credit reports are accurate. To facilitate people with an efficient service in this regard, an online website was activated on where you can instantly see your relevant credit report.
You can freely access the website and extract a copy of your free credit report. If you are new to your current address, you have to enter your previous address as well.
The next page opens to where you have to enter the credit agency that you prefer to use in order to receive your credit report. There are three authorized credit report agencies in the USA. They are Experian, Transunion, and Equifax. You can select two from these agencies and then click on 'next' submitting your request to selected companies.
This page redirects you to the agency's website. There you have to key your user name and the password asking access to your credit report on a future date and you continue.
Once you received the credit report through your selected company's website, you are able to save it and get printouts. There are even options for saving and to take printouts. After retrieving the instant free credit report, click on 'Return to AnnualCredit Report.com and you will be redirected to the home page of the website. If you want additional reports, you can have them by returning to the home page and choosing the relevant agency's identification.