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Rebate credit cards are a dime a dozen, and come in many forms. Banks and credit card companies are in stiff competition to give you the rewards you are looking for. Diners Club Cards were the forerunners of the rebate credit cards and taught America to be smart by shopping with a card that gives back! Most banks now offer rebate credit cards and are making at least a 3% kickback.
Here is a little guidance for which rebate credit card might be good for you. Things to consider are your income levels, spending habits, travel plans, and activities you enjoy. There are cards for those who are in special organizations, cash rebate cards, lower interest rebate cards, reward points cards, and so on.
If you are more focused on shopping at non-specific malls, department stores, grocery stores, and retailers then you may want a cash back card that offers you a percentage reward when you shop. These cards do not limit you to where you can shop and you can earn rebates, points, or miles. They are also the easiest type of card to have so you do not have to have your wallet bogged down with a different card for each individual company.
If you are a frequent flyer or like to travel then you should consider a fee or no fee travel related card. There are also cards that are more specific for businesses like the Staples, Office Depot, and Office Max cards and then the warehouse cards involving the Sam's Club line of credit and Costco American Express.
There are even rebate credit card programs that will allow you to save for your child's or your own education.
There are even rebate credit cards available to help earns back money for charities. In fact, with a little research you can find a rebate credit card to support most any interest that you might have. It is a great feeling of course to give to someone and yet not really have to give from your own cash pile. Let the credit card company do it for you. |