Home     About Us    Contact Us     Contribute     Privacy
Investing
Stocks
Bonds
Mutual Funds
Biz
Credit
Career
College
Economics
Tax
More
 
 
Marketplace
Related Articles
Related Discussions
Related Definitions
Related Categories
Tip of the Day

Tip of the Day Optimize your 401(k)

Optimize your 401(k) - In order to optimize your 401(k) you should try to get your employer to offer employer matching funds and set your contribution level to the level...

read entire tip

Related Podcasts
Recently Added
Other Great Sites
 

Three Credit Score

Many people a curious about their credit score and how to get all three credit scores quickly. While credit agencies used to keep such information next to impossible to obtain, there are now a number of answers to the question of how to get all three credit scores.

Thanks to federal legislation, consumers can now get all three credit scores by visiting a single Web site. All three major credit reporting agencies, Equifax, TransUnion and Experian, are now required by law to give consumers access to their credit reports for free once a year. By going to annualcreditreport.com, consumers can see what their credit report holds. All three credit scores can be different, so receiving all three is important to make sure your credit has not been adversely affected in a way that was picked up by one credit agency and missed by others.

For those who do not like using the Internet for such transactions, there are other ways to see all three credit scores. It can also be obtained by telephone by dialing a toll-free number. If the consumer calls 1-877-322-8228, they can receive the same credit reports they would receive online. Another method is to obtain it by mail. If the consumer contacts the Federal Trade Commission, they can obtain an Annual Credit Report Request brochure, which they can fill out and mail to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA. 30348-5281. The process will end in receipt of the same three credit scores, but will take several weeks to receive.

There are a number of other sites or companies that offer other methods of how to get all three credit scores for free, but many are not telling the complete story. Many companies that offer their service as a way how to get free credit report neglect to mention that they will only allow the consumer to receive one of the three credit reports for free, and access to the others will cost them a fee. Others allow access to all three credit scores only after the consumer signs up for a “credit monitoring” service, which can cost $80 or more a year.

Discuss It!
Most Popular Articles
Most Popular Definitions
Related Questions
 
Daily Definition

Definition of the Day Athens Stock Exchange

Athens Stock Exchange - The Athens Stock Exchange, also known at the ASE, is the major stock market or exchange, which is located in Athens, Greece and is operated by a council utilizing seven administrators. The Athens stock exchange uses a modern electronic system, called OASIS, for trading its trade...

read entire definition

 
 

 

 

Home     About Us    Contact Us     Contribute     Sitemap

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Copyright © 2009 TeenAnalyst.com