Debt consolidation not for profit should be your first stop on the debt consolidation train. A non- profit company is the more altruistic option. They exist based on private funding, some government funding, and your donations. Volunteers are often staffing the debt consolidation not for profit company. The only way they stay in business is by providing good services to you. A company that fails to provide you the right solutions may subsist on private funding for a while, but eventually the backers will realize that those running the company are not being effective.
In a for profit company you are going to pay fees for the help you obtain. If you are already in debt paying additional fees can become a burden. This is why the debt consolidation not for profit company is your first stop. By researching who funds the company, how long it has been in business, and their staff qualifications you can decide if the debt consolidation not for profit company is the best way to go.
A few things you need to know about debt consolidation not for profit will be explained in this section. First, a volunteer run company may not be available 24 hours a day 7 days a week. Chances are they have two or three days out of the week that they are open. They are minimally staffed with one to five people. In this style of business you get the hands on attention you want. It can also be a downside. If they are overworked you may not get the attention you require.
You can find out if they have time for you by speaking with the staff. Ask how much time they can dedicate to your case, realistically. Find out if they have another office that is closer or that can give you the time you require. If you are not satisfied with the answers, check out the for- profit companies to determine if they are better. You may determine the for-profit company is worse because they have plenty of consumers already.