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Debt Consolidation Organizations

Finding debt consolidation organizations is not tough.  You can type in the words debt consolidation and find thousands of results.  The tough part in obtaining debt consolidation organizations is locating a legitimate company.  One area you might concentrate on is non- profit organizations.   We all know that a non- profit organization is supposed to be altruistic. After all, they are not in the business to make money, right?  They have private funding which should make the debt solutions easier for you. 

The trouble is where there is good there is usually a bad apple.  Scams do exist, even in non- profit organizations.  The faces may seem trusting, but on further examination you might find something is off.  It can make trusting any of the debt consolidation organizations difficult, let alone the non- profit ones. 

Do not despair though.  Research is your best weapon.  If the internet does not have the answers you seek ask the company directly.  Also ask yourself one question- why would a nonprofit organization not want to tell you their mission and when they began their company?  If you find the employees will not tell you how long they have been in business stay clear of the company.  Research may be your best weapon, but common sense is also a wonderful tool. 

Now that you know some debt consolidation organizations may not be legitimate we can get on to the helpful information.  A non- profit organization is a good solution for your debt problems.  They ask for a donation, but do not hound you for money.  If you are already in debt spending more money on a solution will not help.  Furthermore, most debt consolidation organizations that are non- profit are run by volunteers.  This means you can find an accountant, financial expert, and other experts who are lending you their knowledge at no cost. 

Truly a non- profit organization is there to help you.  Allow the organization to help you by being honest about your situation.   You do not have to give them private information, but totals of your debt and what you are hoping for with their help. 

 

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