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Tip of the Day Index Funds are Your Friend

Index Funds are Your Friend - Every stock market or stock exchange offers indexed funds and these index funds are more beneficial to you as a new investor as they...

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Easy Auto Finance

Auto finance is the money borrowed for buying a car or a vehicle. There are lots of companies who are giving such loans to customers and the following are some of the key facts related to auto finance:

1. Before applying for an auto loan, try to understand what is the type of car that you are going to purchase or what are the current needs and requirements from your future car? Try to understand what is the amount of loan that you are willing to pay on a monthly payment, and make the choice appropriately. After all, you do not want to end up buying a car whose monthly installments you are not able to pay.

2. Check your credit history first and find out what are your outstanding payments towards other loans that you have currently availed. If you have any outstanding dues or loan amount then try to close them quickly and then think about going for another loan.

3. Decide as to what is the kind of car you are going to purchase. Is it going to be a brand new vehicle or is it going to be a second hand one.

4. Then based on all these analysis, get out in the market and browse for a car which is best suited for you and will match your requirements.

5. Decide as to whether you want to have a broker in between you and the seller or do you want to make a direct purchase. The advantage of having a broker is that you can probably get the best deal and the disadvantage is that you will have to shell out some money in the form of broker fees to the broker.

6. Look into the insurance costs involved and also decide on as to you want to buy the car or lease it.

The following are some of the biggest mistakes a buyer commits while buying a car:

1. Making the wrong purchase: You would have made lot of analysis and based on those analyses you think of buying a particular car. But when you get into the dealer’s showroom you end up buying something which you had not initially intended to buy due to the dealer’s convincing tactics.

2. Getting over reactive: Do not over react to whatever you see in the showroom. Even the dumbest of cars would look awesome in a showroom. This is why it is called a showroom. If you start reacting in a more expressive manner, then there are chances of the dealer taking undue advantage of it and deceiving you into something.

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Proof Of Concept – (Proof-of-concept) Referring to the types and applicability, reliability or evidence, verification, confirmation and corroboration, even substantiation, or resilience of data, fact etc. Also called POC, showing its usefulness and applications, features and possibilities, allowing to an extent no to low risk exposure and exploration, prospecting if...

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