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Tip of the Day Borrow No More Than 30% of Your Available Credit

Borrow No More Than 30% of Your Available Credit - You should borrow no more than 30% of your available credit each month if you wish to keep your credit...

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Business Funding Loans

Businesses, small or big require funding to support their growth and keep them moving even during tough times. Whether a small company is looking for start up funds or a big company looking for funds to go for acquisitions or mergers, business funding is available from government bodies, banks as well as private investors. So whatever type of funding one is looking for, it is likely to be approved only if one can very well articulate their ideas and put together a fine-tuned business plan.

Traditionally one looks towards bank and other financial institutions for business funding. As a matter of course, business funding has always been a banks affair. However, with increasing consolidation of banks it is now a Herculean task for businesses, especially the SMEs to obtain funding from them. With more than sixty percent of SME business running on business funding such as loans, companies are looking for options other than banks to sustain themselves.

Realizing the potential of SMEs several national governments have started offering business funding either in form of loans or as grants. While business grants are free and need not be repaid, loans are available from various government agencies at nominal interest rates. The government grants are generally available to non-profit or co-operative organizations, however special grants are also available for companies who are working to promote newer and environment friendly technologies.

Grants are also available from some private trusts or foundations who offer business funding to innovative and path breaking ideas that would promote newer technologies for a sustainable future. Obtaining such grants is very time consuming process and require lot more efforts than other business funding options.

Next on the list come private investment companies who provide funding to smoothly run the businesses. These investors usually look for a return on investment either as a percentage share in profits or asking for ownership percentage to regularly monitor the company’s growth and put across their view point in running the business.

So, whatever type of business funding one may opt for, one should ensure that there is always something in-built in the business plan that meet the investor’s requirements and satisfy all their queries. At the same time one should be well prepared to make one’s own financial contribution to assure the lender on their commitment towards this business. These contributions could include either cash or assets. Even government funded loans and grants ask for applicant’s contribution as a percentage of the total value of grant or loan, this is to ascertain the credentials and commitment of the applicant seeking the grant.

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Bluestacks said:

Bluestacks is an American technology company that produces the BlueStacks App Player and other cloud-based cross-platform products.

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Definition of the Day Minority Interest

Minority Interest - Minority Interest is shareholders whose combined shares represent less than half of the total outstanding shares issued by a corporation have the minority interest in that corporation. In many cases, the collective holdings of the minority shareholders are considerably less than half of the total shares. In...

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