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Tip of the Day Pay Your Bills On Time

Pay Your Bills On Time - We all get behind on our bills every once in a while, but when it becomes a constant practice it starts to cost us...

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Certificate of Deposit (CD)

Definition: This is much like a bond from a bank because you give a bank money for a specified amount of time and they agree to pay you back at that time, plus interest.  The length of a CD usually varies from one month to five years.

TeenAnalyst Advice: If you have a lot of money in the bank, CD's allow you to put that money to work for you.  They're also nearly risk-free investments.  However, their interest rates vary with the current market interest rates.  At times, you may receive a very very low interest rate.

We recommend that if you' have a lot of money to consider investing it in another investment such as stocks and bonds instead.

 

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Definition of the Day Outstanding

Outstanding – the word outstanding in the investment and financial industry means   2 different things.  When talking about outstanding debt, it means the amount of debt not yet paid.  When the word outstanding is used when talking about securities, the word means the amount of funds that is in...

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