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Tip of the Day Never Spend More Than 2 Times Your Income On A Home

Never Spend More Than 2 ? Times Your Income On A Home - Half the trick to buying a home is knowing what you can afford to spend...

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Hidden Load

Hidden Load - This is a fee charge on a sale that is not disclosed prior to the sale. It might be included in the fine print, but can easily be missed during the initial evaluation of a given prospectus. With life insurance companies for example, this might be cost assessed on the first year?s premiums used to build some cash value. In the area of mutual funds this can involve an annual fee that is a percentage of the assets, called a 12b-1 fee. It covers the expenses related to marketing and distribution, which are normally less than 1%.

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Definition of the Day Turnover

Definition: In mutual funds, it's the percentage of total shares in the portfolio that are traded in a given period (usually a year). TeenAnalyst Advice: Investors prefer mutual funds with lower turnover rates because they have lower fees than those with higher turnover rates.  Also, if a mutual fund is constantly...

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