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Tip of the Day Deal Directly with The Seller

Deal Directly with The Seller - When looking for a home to buy, it is often best to deal with the seller directly and avoid paying real estate agent's fees....

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Hidden Load

Hidden Load - This is a fee charge on a sale that is not disclosed prior to the sale. It might be included in the fine print, but can easily be missed during the initial evaluation of a given prospectus. With life insurance companies for example, this might be cost assessed on the first year?s premiums used to build some cash value. In the area of mutual funds this can involve an annual fee that is a percentage of the assets, called a 12b-1 fee. It covers the expenses related to marketing and distribution, which are normally less than 1%.

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Definition of the Day Depositary Receipt

Depositary Receipt - This represents the ownership of shares of stock certificates and trades in the financial stock markets. It is the buy and sell of the stocks involved with non-United States companies on the United States Stock Exchange. The depositary receipt carries the prices...

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