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Tip of the Day Consolidate Your Loans

Consolidate Your Loans - No matter how many loans you have, they are generally all sitting at different interest rates, so the trick to saving money is to shop around...

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Human Capital

Human Capital – Human capital is the cumulative added value of a company’s employee in their assigned profession.  The term was first coined by Adam Smith, a Scottish economist in the 1700s, who defined the four most important types of fixed capital as buildings, land, machinery and humans.  The usefulness of an individual is calculated by their knowledge base and skills obtained while working, learning and training at their employment.  The ultimate goal is that through education and experience, an employee will excel at his or her job and be able to provide an additional boost to a company in the marketplace.

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Definition of the Day Margin Trading

Margin Trading - Margin Trading is a brokerage account that allows the investors to buy securities by borrowing a portion of the purchase price. The National Association of Securities Dealers (NADD), in the New York Stock Exchange (NYSE), and the lending brokerage firm, governs margin accounts. Stocks purchased in two...

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