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Tip of the Day Stocks are High Risk, High Reward

Stocks are High Risk, High Reward - Stocks when used properly and taken out on a long-term basis usually return more than more investments in dividends, although are really risky...

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Impaired Capital

Impaired Capital - Impaired Capital is the situation where the par value of a company stock exceeds the company's total capital. The capital of a bank impaired when the deficit in undivided profits account exceeds the surplus account so the sum of the paid-in-capital account, the surplus account, and the undivided profits account is less than the sum of the products of the number of shares outstanding in each class increased by the respective par value of the shares of each class. When capital of a bank is impaired, the superintendent of financial institutions shall give notice to the bank's board of directors.

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Definition of the Day Back-End Load

Back-end load - A back-end load is a fee such as a sales charge or a commission, which investors pay when selling their mutual funds within a certain number of years, which is usually 5 or 10 years. The fee will be a percentage of the value that is being...

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