  Loads - Definition Definition: Loads are sales charges issued by the mutual fund. If you pay the charge up front, it's called a "front end load." If you pay it when you sell your shares, it's called a back end load. TeenAnalyst Advice:
As a young investor myself, I stay away from mutual funds with sales
charges. A mutual fund with a front end load of 3% means
that for every $100 you give them, only $97 is invested. It
might seem like you're only losing $3.00 but if you keep that money
invested for 50 years, it'll end up costing you $353 in lost compounding!*
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