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Tip of the Day Refinance Your Mortgage if You Can Cut At Least One Point

Refinance Your Mortgage if You Can Cut At Least One Point - Refinancing a mortgage only makes good sense if you are going to save more than 1% on the...

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Non-Profit Organization

Non-Profit Organization - A non-profit (not-for-profit), is an organization typically having a lofty ideology, goals and direction/purpose or cause. Profit is not the main, key or motivator at all. Serving public interest or private sector activities, think-tanks, eco-advocating bodies, often with tax-exempt status, for benefiting and improving society, more effectively than through the typical business channels. Another example will be community service organization, surplus generating charities, where all profits are geared and directed, earmarked to reinvestment back into the business or the community, rather than compensation and bonuses for managers and executives.  Public donations, foundations, investment portfolios, endowments, inheritances, legacy funding, grants are used to generate additional support to deal with overhead, administration, and/or other operating costs. Social causes are typical and some are volunteer-driven staffed organizations.  Boards, governance policies and audits are done on a frequent basis to prevent abuse and or corruption.

 

Nonpublic Information – These would pertain to documents, data, information resources and stores, not available for/to public scrutiny, availability and access. It is not public domain, or public records – closed legal documents (court, state, county, city records – typically public). If there are questions or concerns regarding national security, judicial proceedings and cases interference , infringing on privacy rights  and classified public records. For non-public documents, you may file a request under the Freedom of Information Act (FOIA), see www.sec.gov/foia.shtml for more details. Some government, transition and securities commission documents might not be classified or public, delayed or need to be requested in writing, or through legal order. Internal memo’s, government or agency training manuals are also classified as non-public.

 

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Definition of the Day Survivorship Bias

Survivorship Bias In many cases, a company that has made it through a rough patch in its existence will be penalized in any reports that come out because of survivorship bias. These reports will not show that other companies have gone out of business during the...

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