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Tip of the Day Ditch Your Car

Ditch Your Car - If you live in a community where everything is within a reasonable distance, you need to ask yourself why you are driving a car, which when...

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Savings Bonds

Definition: Savings bonds are issued by the federal government to average investors.  They are non-marketable, interest-bearing securities.

Advice: Savings bonds used to be popular gifts.  The interest on these securities are exempt from federal and state taxes.

Furthermore, the government has issued Series I savings bonds, which are inflation-adjusted.  This protects investors from the risks of rising prices.

 

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Definition of the Day Treasury Bill

Definition: A short-term debt obligation issued by the government to finance government activities.  These are commonly referred to as "T-Bills."  They are usually issued in maturities of one, three, or six months.Advice: T-bills are zero-coupon bonds, which mean that they don't pay out interest.  Instead, an investor buys them at...

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