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Tip of the Day Don't Use Insurance As An Investment Vehicle

Don't Use Insurance As An Investment Vehicle - For the most part many of us carry insurances that we don't need to. You should never use whole life insurance...

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Severance Pay

Severance Pay -  This term refers to the form and amounts of compensation by employers, to employees/workers, losing their jobs, or going through termination process, layoffs and downsizing. Could pertain to job-loss, firing, or other reasons, form of termination (medical disability et al), dismissals, unemployment, done to reduce corporate salary/benefits burden, overhead (higher paid employees, shrinking down the workforce), bring severance pay into play. Benefits and taxation have to be taken into account. bundled package of financial compensation and benefits which is offered to some employees when they leave their positions. Also called “golden parachutes,” or golden handshakes.  These could include stock options, health insurance, life insurance, compensation pay, pay for unused sick or vacation days, job placement assistance, and retirement benefits such as those paid into a 401K plan. Severance pay will vary, but from a few weeks, months to up to six months are possible.

 

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Definition of the Day Municipal Bond

Definition: Bonds issued by state, municipalities, or counties.  These bonds help finance public projects (schools, highways, etc.) and are tax-free...

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