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Tip of the Day Ditch Your Car

Ditch Your Car - If you live in a community where everything is within a reasonable distance, you need to ask yourself why you are driving a car, which when...

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Stock Rating

Stock Rating - A stock rating is a rating given by a rating agency such as Standard & Poor, which evaluates the stock's future performance and the risk level associated with that stock. A stock rating is important for potential investors so that they can see what the experts, the analysts in the field consider to be a fair value rating of the given stock since they also do the evaluation the issuing company's performance as well. The evaluation of the fair value of stock is important because the higher the fair value is over the market value the more lucrative it would be to buy the stock. If the opposite situation presents itself and the market value is higher than the fair value, the analysts would recommend selling the stock at this time. Stocks are usually rated through a star system with 5 being the best rating. However, proceed with caution, find out what the criteria for rating is because different rating company's and different analysts will evaluate differently depending on how much emphasis they place on different market factors.

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Daily Definition

Definition of the Day Treasury Bill

Definition: A short-term debt obligation issued by the government to finance government activities.  These are commonly referred to as "T-Bills."  They are usually issued in maturities of one, three, or six months.Advice: T-bills are zero-coupon bonds, which mean that they don't pay out interest.  Instead, an investor buys them at...

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