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Uniform Transfer to Minors Act (UTMA)

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Uniform Transfer to Minors Act (UTMA)

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Pay All Credit Card Balances In Full Each Month - It is necessary to pay all credit card balances in full each month to prevent paying extremely high interest rates...

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Uniform Gift to Minors Act (UGMA)

Definition: The Uniform Gift to Minors Act (UGMA) allows minors to own securities, such as stocks.

Advice: Prior to the UGMA, young investors would have to have a trust set up in order to invest in the stock market. However, the UGMA allows parents to set up investment accounts for their kids, so long as the child has an appointed custodian on the account to oversee it.

The UTMA is an extension to the UGMA.

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Definition: Corporate governance refers to how well a company's management and board are looking out for shareholders' interests.Advice: As shareholders, investors' should be assured that management and the board are doing the right thing for them. Companies that do a good job of looking out for shareholders' interests are said...

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