Capital Budgeting is one of the basic principles in business management investment. Managers commonly make important decision as it relates to investment in assets, they will also determine the value of the assets that the business has within its control. Managers have to contend with the risks which are involved in investments. Generally, in a corporate business, the managers will be responsible for making investments on stock, commodities, property, or any other assets material. In making the investment decision, the manager would also have to deal with the possibility of making a loss, when they make an investment. Not only do managers and CEOs makes decisions concerning the levels of risk in investment, but individuals engaged in investments should also be cautious when investing, especially in high risk assets.
It is highly recommended that the managers and other individuals who are going to make investment decisions seek expert advice from Investment Advisors. An advisor can be defined as an individual who has a vast knowledge and experience in a particular area. To be more specific to investment, people venturing into the realm of investment need and should seek guidance from Investment Advisors. An Investment Advisor maybe an individual or a company that possesses a great deal of expertise in the area of investment and investment matters.
Finding a good and reputable Investment advisor can be challenging. However, if an individual intending to do investments know the right qualities that an Investment Advisor should have, the search maybe much easier and more simple. Some of the qualities of an effective and efficient advisor can be observed. For example the advisor should be well educated, a bachelors' degree holder in Finance, or Accounting, or Banking, or Business Studies or its' equivalent from an accredited university should suffice. The Investment advisor should possess at least three years of working experience and good knowledge about several financial products in the investment field. A good investment advisor should be able to speak excellent English and possess great language skills.
There are a wide variety of ways in searching for an investment advisor, such as online search engines, the newspaper and television advertisements to name a few. Usually when searching for an Investment advisor, a registered certified Investment advisor should always be chosen over another an unregistered low-cost Investment Advisor. In choosing a registered Investment Advisor, they would be able to effectively and efficiently manage assets and design portfolios and guarantee individual security selection decision for a fee, often a percentage of a asset invested ensuring profitability.