Making money and spending it all is not the reason why all of us work for a living. At some point in our lives we would like to stop working but still have enough money to be able to enjoy ourselves and have known to have been wise with our money. In such cases, we must make our investments in areas that are profitable with minimum risks involved. Most mutual fund offers seem to be very profitable but if you read the fine print, you will find that it is the investor who bears all the risks.
These days investing in the stock market is not a very safe option due to the unpredictable stock market. Many people have lost their entire savings in the stock market due to its fickle state. In addition, you are not in complete control of your investment as it increases or decreases in relation to its situation in the stock market.
The other option you could look at that is a relatively has a high yield is insurance companies annuities. To find out which plan suits you, you would have to research to find out which are the safest companies. But most annuities don't fit within the time frame that most investors' .You could also buy gold as an investment here there is absolutely no risk involved as gold prices keep going up. Though gold prices tend to fluctuate there are much safer than any other way. Investing in small businesses could also ensure that you get a monthly income that you are free to do whatever you want.
High yielding investments are a task to find, but if you hire an expert to offer you some solutions, it could be highly rewarding not only financially but will also give you peace of mind. An opportunity that could yield high rewards is if you join a professional raw land developer as a silent partner. Raw land developers essentially buy undeveloped land and get necessary permits form the government to develop it and the land is sold for close to three times the value it was originally bought at. Here you will have to keep in mind that this takes close to two to three years to fall in place. This is ideal for someone looking at a long-term investment with substantial gains. Nevertheless, please make sure you read the fine print before you sing away your investment in any field.