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Tip of the Day Have An Emergency Fund

Have An Emergency Fund - In life, things happen that we don't expect, car breaks down or an appliance dies, and unless you have an emergency fund tucked away you...

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High Deductible Is Your Friend

High Deductible Is Your Friend - Insurance is always a good thing to have to protect you when things go wrong or you get into an accident. These insurance expenses are one of those ongoing bills in your life, but when needed they do what they are suppose to, the problem is we pay monthly and unless unfortunate, we never need it. Should we drop our policies, of course not...what if something happens? What you should do is take the highest deductible possible on your insurance and then bank the difference in the payment between the lower deductible insurance and the high deductible insurance rates. You might as well be earning interest on money you may never have to use, instead of the insurance company.

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Definition of the Day Claim Dilution

Claim Dilution - a claim dilution is a decrease in the likelihood that one or more parties in a contract will be repaid in full.  A dilution is a change on earnings per share of a stock, and a claim dilution may occur if the following happens. A company adds...

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