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Tip of the Day Get A Rewards Card

Get A Rewards Card - A rewards card is always a good option if you need a credit card. These no-fee hassle reward cards allow you to charge each...

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Negotiate the Selling Price

Negotiate the Selling Price - You have your down payment in place and you know how much you can spend to purchase your new home, but that doesn't mean you have to spend as much as you can. In fact, why be mortgage poor if you don't have to. So when planning to make a purchase never offer what the person selling the home is asking. Usually $10,000 less is a great place to start, remembering of course that the seller can counter that and ask for more. The trick is to meet somewhere in the middle where both parties are happy, but the less you pay, the less mortgage debt you must carry.

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Definition of the Day Guaranteed Stock

Guaranteed Stock - Guaranteed Stock is common stock certificate or preferred stock certificate with dividends guaranteed by the insurer of record. The common stock certificates or preferred stock certificates guarantee gives the stock certificates a much higher value. The value translates into a higher...

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