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Tip of the Day Have An Emergency Fund

Have An Emergency Fund - In life, things happen that we don't expect, car breaks down or an appliance dies, and unless you have an emergency fund tucked away you...

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Put At Least 20% Down On A Home

Put At Least 20% Down On A Home - Your home is most likely the biggest purchase you will make in your lifetime, so when planning for the big day, try to stock away a minimum of 20% for your down payment. The more you can put down the better as you will have less financed, so your interest payback will be less as well. If you can put down 20% minimum, you will not be required to carry additional mortgage insurance to protect the bank against non-payment if anything happens to you. This will save you about $1,000 in additional expenses each year. Oh, and if you make 20% down, why not try for 25%... just a little more saving and cost cutting required.

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It is an interesting post you shared for buying a house or any property. Ideas like this reduce our many expenses that we do not think at the time of purchase.

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Definition of the Day Unit Linked

Unit Linked This type of fund is usually found in Great Britain and it has many different assets linked to the overall fund. This is usually part of a life insurance policy and each life insurance contribution that you make will be linked to other aspects of the fund. This...

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