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Tip of the Day Pay Your Bills On Time

Pay Your Bills On Time - We all get behind on our bills every once in a while, but when it becomes a constant practice it starts to cost us...

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Refinance Your Mortgage if You Can Cut At Least One Point

Refinance Your Mortgage if You Can Cut At Least One Point - Refinancing a mortgage only makes good sense if you are going to save more than 1% on the interest rate. This one percent saving will more than make up for the refinancing charges to rewrite the mortgage, but it should only be done if you are gaining enough to make it worthwhile doing and mortgages should never be combined with other loans when you are refinancing due to the long amortization period. Instead, refinance your mortgage at the lowest rate you are capable of achieving and use the money you save to pay off the other debt at a faster pace.

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Definition of the Day Convertible Auction Rate Preferred Stock

Convertible Auction Rate Preferred Stock - a convertible auction rate preferred stock is a certain type of an auction related preferred stock that can be converted into shares of the underlying security an underlying security is a commodity or security, which is subject to delivery when an option is exercised...

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